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    <loc>https://core4insurance.com/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
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      <image:title>Core 4 Insurance — Florida's Independent Insurance Agency</image:title>
    </image:image>
  </url>

  <!-- Contact page (new dedicated page) -->
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    <loc>https://core4insurance.com/contact/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <!-- Product landing pages -->
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    <loc>https://core4insurance.com/quote/</loc>
    <lastmod>2026-04-21</lastmod>
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  <url>
    <loc>https://core4insurance.com/auto-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
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  <url>
    <loc>https://core4insurance.com/home-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/renters-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
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  <url>
    <loc>https://core4insurance.com/boat-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/rv-recreational-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/business-insurance/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/medicare-supplement/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- In-page section anchors -->
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    <loc>https://core4insurance.com/#coverage</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/#compare</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/#calculator</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://core4insurance.com/#faq</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://core4insurance.com/#location</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legacy WordPress sub-pages still in use -->
  <url>
    <loc>https://core4insurance.com/about/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/blog/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://core4insurance.com/blog/home-insurance/florida-home-insurance-rates-2026/</loc>
    <lastmod>2026-04-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

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